Finance Your Dreams.
The perfect home starts with the right mortgage solution and the right bank. With a mortgage solution from Sauk Valley Bank, you can make all the right moves with local decisions and expert guidance.
Finding the right mortgage
Let us help you find the right mortgage solution to fit your needs. We’ll guide you through your home lending options, get personalized interest rate quotes and even help start your application online.
As a mortgage solution provider, we have the flexibility and resources needed to guide every customer through their journey. Sauk Valley Bank will work with you to help find the right solution that fits your needs.
Explore Sauk Valley Bank’s mortgage loans and start your home mortgage process today.
Your Trusted Mortgage Experts
Buying a home is about more than just interest rates.You need knowledgeable, mortgage professionals who consistently give you their best.
Whether you are purchasing your first home, or are looking for different financing options, Sauk Valley Bank can help you find the right mortgage to fit your needs. With many options to choose from, let our Mortgage Lenders help you today!
Mortgage Lending Officers
Mortgage Lending Solutions
We offer a variety of home loan services to help individuals and families finance their dreams. Wherever you are in your home buying journey, we’re here to guide you every step of the way.
Fixed Rate Residential Real Estate
With a fixed rate loan you will have peace of mind that your principal and interest payment will not change over the life of the loan.
Conventional Mortgage
- Fixed Rate
- 15, 20, 25, & 30-Year Terms
- 3-5% Minimum Down Payment
- Second home financing options with minimum 10% down payment.
Federal Housing Administration (FHA) Loan
- Fixed Rate
- 15 or 30-Year Terms
- 3-5% Minimum Down Payment
- Must be primary residence. 2-4 unit properties eligible if owner occupied.
Veterans Affairs (VA) Loan
- Fixed Rate
- 15 or 30-Year Terms
- No Down Payment Required
- Must be primary residence. 2-4 unit properties eligible if owner occupied.
- Certificate of Eligibility Required
USDA Rural Development Loan
- Fixed Rate
- 30-Year Term
- No Down Payment Required
- Must be primary residence and must be single-family home
Adjustable Rate Mortgages (ARMs)
ARMs offer lower payments, which may be a good option if you plan on owning your home for a shorter period of time.
- Adjustable Rate1
- 20% Down Required
- For primary or secondary home or investment property
Home Equity Lines of Credit (HELOC)
With a HELOC, you can renovate and improve your home, consolidate debt, finance education, and make major purchases.
Home Refinance
A mortgage refinance could help you pay off your home sooner, lower your monthly payments, and more.
Take it From Our Customers
Learning Center Resources
Why Choose Sauk Valley Bank?
At Sauk Valley Bank, we work hard to find the solutions that fit your unique banking needs. With a variety of banking and lending options, our team has the experience and flexibility to find the right solution to fit your needs.
We are committed to serving our communities with the highest quality of service. We focus on you and your needs – and offer you flexible and convenient solutions. Our aim is to build lifelong relationships, one customer at a time.
Ready to Get Started With a Mortgage Loan?
If you’re ready to get started, our team can help you find the mortgage solution to fit your needs. Find the nearest location or contact our mortgage team.
