We’ve Got You Covered.
Designed for borrowers with Individual Taxpayer Identification Numbers, an ITIN loan from Sauk Valley Bank may be the key to owning your home. The program helps eligible ITIN holders apply for a home loan and may be the key to owning your home!
When it comes to buying or refinancing a home, choosing the right mortgage solution is essential. Whether you’re a first-time homebuyer or looking for different financing options, Sauk Valley Bank has a range of lending options to meet your needs.
Is An ITIN Loan Right For You?
The Sauk Valley Bank ITIN Loan Program is designed to help eligible ITIN holders, apply for a home loan. Eligible borrowers are those who have not yet obtained a Social Security Number, but have an ITIN. An ITIN loan allows those who live in our communities to achieve their goal of homeownership.
Whether you’re a first-time homebuyer or looking for different financing options, Sauk Valley Bank has a range of lending options to meet your needs. Eligible borrowers are those who have not yet obtained a Social Security Number but have an ITIN. We’re happy to allow those who live in our communities to achieve their goal of home ownership via an ITIN loan.
ITIN Benefits
If you are a Non-U.S. Citizen and have an Individual Taxpayer Identification Number (ITIN), an ITIN Home Mortgage Loan may be the right fit for you.
With each successful repayment of the ITIN home loan installment, you have an opportunity to build credit and equity.
Borrowers with No Credit are eligible. ITIN home loans are also a path toward building and improving credit scores.
With the ITIN program, eligible borrowers can forgo mortgage insurance.
Your Trusted Mortgage Experts
Buying a home is about more than just interest rates.You need knowledgeable, mortgage professionals who consistently give you their best.
Whether you are purchasing your first home, or are looking for different financing options, Sauk Valley Bank can help you find the right mortgage to fit your needs. With many options to choose from, let our Mortgage Lenders help you today!
Mortgage Lending Officers
Frequently Asked Questions
No, you do not have to be a first-time home buyer, but you cannot be in ownership of (2) homes at the time of closing on your ITIN Home Mortgage Loan.
No, the desired home must fall within the communities and surrounding areas in which Sauk Valley Bank services. Please contact one of our Mortgage Lenders for further information.
Yes. Borrowers must complete homebuyer education and budget counseling prior to qualification for the ITIN Home Loan Mortgage.
